Dr. Zahalsky accepts most insurance. The most common insurance companies that we accept are listed below. If your insurance is not listed, please call to verify that we accept it. CareFirst Blue Cross Aetna Medicare Cigna Tricare - including Tricare Prime Anthem NCPPO Blue Cross Federal GEHA Humana United Healthcare (some plans) We are preferred providers with most HMOs and PPOs. We process most referrals within 24 hours.